DR. ROBERT WALLACE: American teenagers are saving far more for higher education | News

TEENS: A 2009 survey by TD Ameritrade located that teens are placing cash absent for

TEENS: A 2009 survey by TD Ameritrade located that teens are placing cash absent for school, and it’s their top rated financial savings target.

The outcomes of the study confirmed that 62% of teens ages 14 by way of 19 have saved some dollars for their upcoming increased instruction needs. That’s a substantially better charge than the 40% of grownups who said they saved for school when they were teenagers.

The present economic local climate has affected the way teenagers obtain funds. Much less than 50 percent of today’s teens mentioned they get their price savings funds from section-time jobs, but 77% reported they have saved element or all of fiscal gifts from their dad and mom on specific instances these types of as birthdays, graduations and holidays.

The benefits of the study have been no surprise to educators! Doing work with teenagers my complete existence has taught me to by no means undervalue their intelligence, their adaptability and their strong wish to triumph. The COVID-19 pandemic has caused a ton of new imagining by all human beings all-around the world, and America’s teens have utilized the time and setting they’ve been dealing with this earlier 12 months to program forward for their futures.

I cheer this progress and seem ahead to viewing what other great measures they will choose subsequent, given that they always adapt and make improvements to on the generations that have arrive ahead of them.

DR. WALLACE: I’m Mormon, and our faith forbids us to do prescription drugs or consume alcoholic beverages. I’ve been relationship a woman recently, and I really like her. She is not a Mormon girl, but her mothers and fathers are very stringent and involved in her daily life, virtually like a Mormon relatives would be.

For some purpose, my ex-girlfriend is now trying to split up my current connection. She has referred to as my girlfriend’s mothers and fathers and told them lies about me and my existing girlfriend. These lies are designed to make us each search bad, immoral and irresponsible.

How can I get my ex-girlfriend to keep out of my lifestyle, my business enterprise and my partnership? I’m beyond fed up with her nonsense. At initially, I observed some of her milder lies amusing. But now, since she gained no reaction to the very first set of lies, her new lies are brutal, and of training course, fully baseless. — Not Amused, by means of email

NOT AMUSED: I’m positive your dad and mom know that you are not concerned in medication or intercourse with your current girlfriend.

If you really feel the require to have your mother and father get in touch with your ex-girlfriend’s parents and have that conversation, which is fantastic. It may well be just what is needed to place an finish to this insanity. Be absolutely sure to have all of the details about who stated what to whom pretty well organized so that you do not supply her place to wiggle out of what she has finished. I concur that this has gone on very long plenty of. Don’t give your ex the electricity to wreck your existing partnership.